Payment Policy

This Payment Policy explains how payments are handled on [Qivra]. By making a payment or attempting a transaction on this Website, you agree to the terms outlined below.

1. Accepted Payment Methods

Where payment functionality is enabled, we may accept the following methods:

Credit or debit cards
Online payment gateways (e.g., third-party processors)
Other payment methods as displayed at checkout

Available payment options may change without notice.

2. Payment Processing

All payments are processed through secure third-party payment providers.
We do not store or have access to your full payment card details.
By submitting payment information, you confirm that you are authorized to use the selected payment method.

3. Pricing & Currency

All prices displayed on the Website are shown in [GBP], unless stated otherwise.
Prices may be subject to change at any time without prior notice.
Taxes, fees, or additional charges (if applicable) will be shown before payment is completed.

4. Payment Confirmation

A payment confirmation or receipt may be displayed or sent electronically after a successful transaction.
If you do not receive confirmation, please contact us before attempting another payment.

5. Failed or Declined Payments

Payments may fail or be declined due to:

Insufficient funds
Incorrect payment details
Bank or payment provider restrictions
Technical issues

We are not responsible for failed transactions caused by third-party payment providers.

6. Refunds & Chargebacks

Refunds, if applicable, are governed by our Refund Policy.
Unauthorized chargebacks may result in account suspension or restriction.
We encourage users to contact us directly to resolve payment issues before initiating a chargeback.

7. Security Measures

We take reasonable steps to protect payment-related information by using secure systems and reputable payment processors. However, we cannot guarantee complete security of data transmitted over the internet.